Helping You
with
Your Credit

We can sit down with you and provide you with credit counseling and credit repair. We have the expertise, experience and know-how to help you clear up your credit problems. We will analyze your credit report and have you understand what is hurting your credit, what is helping your credit and what you can do to improve your credit. We also can help you receive mortgage credit approval if you have no credit history; this usually occurs if you are new to the workforce, emigrated from another country, or have used cash for your obligations.

The following are the top 5 credit don'ts prior to, or during your application for a mortgage loan:

1. DON'T apply for new credit of any kind.
   
2. DON'T close any credit card accounts.
   
3. DON'T make any late payments on any accounts.
   
4. DON'T consolidate your debt onto 1 or 2 credit card accounts.
   
5. DON'T max out or over-charge any of your credit card accounts.